Federal Workers' Compensation & OWCP Care in Palm Beach Gardens, Florida
If you were hurt working for the U.S. Postal Service, the VA, TSA, Customs and Border Protection, the Bureau of Prisons, or any federal agency, your injury is covered by the Federal Employees' Compensation Act (FECA) — not Florida state workers' comp. Our Palm Beach Gardens team provides the medical care and the Department of Labor documentation your claim needs to get accepted and stay accepted.
Quick answer: what is federal workers' compensation, and who handles it in Palm Beach Gardens?
Federal workers' compensation is the benefit program created by the Federal Employees' Compensation Act (FECA) and administered by the Office of Workers' Compensation Programs (OWCP), a division of the U.S. Department of Labor (DOL). It covers civilian federal employees injured or made ill by their job, and it pays 100% of authorized medical treatment plus wage-loss compensation — at 66⅔% of pay with no eligible dependents, or 75% of pay with at least one eligible dependent. Under 5 U.S.C. § 8103, you may initially select your own treating physician. In Palm Beach Gardens, Better Life Physical Therapy & Wellness | Federal Injury Center at 3944 Florida Blvd #103 provides OWCP-compliant medical evaluation, physical therapy, and full CA-form case management for injured federal workers.
This page is the deep-dive on benefits and eligibility
Looking for how our clinic actually treats you and manages your case end-to-end? Start with our main OWCP Doctor & Federal Injury Center page. This page explains the federal workers' compensation system itself — what FECA is, who qualifies, what OWCP pays for, which forms control which benefit, and how it all works from our Palm Beach Gardens office.
Federal workers' compensation is not Florida workers' compensation
This is the single most expensive misunderstanding injured federal employees make. Filing in the wrong system — or getting treated by a provider who only knows the state system — costs weeks of benefits and is a leading cause of denied claims.
| Issue | Federal — FECA / OWCP | Florida state workers' comp |
|---|---|---|
| Who administers it | U.S. Department of Labor, OWCP, Division of Federal Employees' Compensation (DFEC) | Florida Division of Workers' Compensation |
| Who is covered | Civilian employees of federal agencies — USPS, VA, TSA, CBP, BOP, DoD civilians, and more | Private-sector and state/municipal employees in Florida |
| Choice of doctor | You may initially select your own treating physician (5 U.S.C. § 8103) | The employer/carrier generally directs care |
| Wage-loss rate | 66⅔% of pay, or 75% with at least one eligible dependent | Typically 66⅔% of average weekly wage |
| Paid leave after injury | Up to 45 days of Continuation of Pay (COP) on an accepted traumatic-injury CA-1 | No COP equivalent |
| Key forms | CA-1, CA-2, CA-7, CA-16, CA-17, CA-20, OWCP-5c | DWC-1, DWC-25 |
| Filing deadline | Generally 3 years from date of injury or date of awareness | Generally 2 years from date of accident |
Does Florida workers' comp cover federal employees?
No. Civilian federal employees are covered exclusively by the Federal Employees' Compensation Act, administered by the U.S. Department of Labor's Office of Workers' Compensation Programs. Florida's state workers' compensation system does not apply to federal employment injuries, and a Florida state comp doctor is not automatically an OWCP provider.
Which federal employees in Palm Beach County are covered?
FECA covers civilian employees of the United States government who are injured in a single work shift (a traumatic injury) or who develop a condition over more than one shift (an occupational disease). Palm Beach County has a large federal workforce, and we routinely treat employees from:
U.S. Postal Service (USPS)
City and rural letter carriers, mail handlers, clerks, and maintenance staff across Palm Beach Gardens, Jupiter, North Palm Beach, Riviera Beach, and West Palm Beach. Common claims: rotator cuff tears, lumbar strains, knee and ankle injuries from loading docks and LLV steps, and repetitive-motion shoulder and wrist conditions.
Department of Veterans Affairs
Nurses, nursing assistants, housekeeping, food service, and clinical staff at the West Palm Beach VA Medical Center and its Palm Beach County community clinics. Common claims: patient-handling back injuries, shoulder injuries, and needlestick or slip-and-fall incidents.
TSA & Palm Beach International
Transportation Security Officers and support staff at PBI and surrounding airports. Common claims: lifting and bag-handling shoulder and lumbar injuries, standing-related foot, knee, and hip pain, and repetitive strain.
CBP, ICE & federal law enforcement
Customs and Border Protection officers, federal agents, and U.S. Marshals injured during defensive tactics, vehicle operations, gear-load exposure, or arrest situations.
Federal Bureau of Prisons
Correctional officers and institution staff injured during inmate altercations, restraint procedures, or duty-belt and body-armor-related spine and shoulder conditions.
DoD civilians & other agencies
Department of Defense civilian employees, Social Security Administration, IRS, GSA, FAA, federal courthouse staff, and any other civilian federal employee working in South Florida.
Not sure whether your injury qualifies?
Occupational disease claims (CA-2) are the ones federal workers most often assume they've missed. A carrier's shoulder that has hurt "for years," a nurse's low back, an officer's knees — those are frequently compensable if the condition can be medically linked to your federal duties. The filing clock on an occupational disease generally runs from the date you became aware of the condition and its relationship to your employment, not from the day the pain started. Ask us to review it free.
What does OWCP actually pay for?
What benefits does federal workers' compensation provide?
On an accepted FECA claim, OWCP pays 100% of authorized medical treatment related to the accepted condition — with no copay, no deductible, and no balance billing to you — plus wage-loss compensation while you cannot work, a schedule award for permanent impairment of certain body parts, reimbursement for medical travel, durable medical equipment, and vocational rehabilitation when needed.
| Benefit | What it covers | Form that controls it |
|---|---|---|
| Medical treatment | Physician visits, physical therapy, imaging (X-ray, MRI, CT), injections, surgery, prescriptions, and specialist referrals for the accepted condition — billed directly to DOL | CA-1 / CA-2 acceptance, CA-16 for initial authorization |
| Continuation of Pay (COP) | Up to 45 calendar days of your regular pay from your agency after a traumatic injury, without using your own sick or annual leave | CA-1 (filed within 30 days of injury) |
| Wage-loss compensation | 66⅔% of pay with no eligible dependents; 75% of pay with at least one eligible dependent, paid by OWCP while you are totally disabled | CA-7 + CA-7a / CA-20 |
| Partial disability (LWEC) | 66⅔% of the difference between your pre-injury pay and your wage-earning capacity when you return to limited duty at reduced pay | CA-7 + OWCP-5c |
| Schedule award | Fixed compensation for permanent impairment of a covered body part, rated under the AMA Guides, 6th Edition | CA-7 with impairment rating |
| Durable medical equipment | Braces, supports, TENS units, orthotics, and assistive devices prescribed for the accepted condition | Physician prescription + authorization request |
| Medical travel | Mileage and travel expense reimbursement for authorized medical appointments | OWCP-957 |
| Vocational rehabilitation | Retraining and placement assistance when you cannot return to your date-of-injury position | OWCP-assigned rehabilitation counselor |
How much does OWCP treatment cost a federal employee out of pocket?
Nothing, on an accepted claim. Authorized care for the accepted condition is billed directly to the U.S. Department of Labor under your OWCP case number. There is no copay, no deductible, no coinsurance, and no balance bill. This is one of the most important differences between FECA and private health insurance.
You get to choose your own OWCP doctor — your agency does not choose for you
Can my agency force me to see their doctor for an OWCP claim?
No. Under 5 U.S.C. § 8103, an injured federal employee "may initially select a physician to provide medical services, appliances, and supplies." Your agency may send you for an initial examination or request a second opinion, but it cannot force you to accept its physician as your ongoing treating provider. Changing treating physicians later requires a written request to your OWCP claims examiner.
This matters more than most federal workers realize. Your treating physician writes the medical narrative that OWCP uses to decide whether your condition is causally related to your federal employment. A provider who does not write to FECA standards can sink an otherwise valid claim — not because you weren't hurt, but because the report never established causal relationship in the language a claims examiner is required to look for.
What a FECA-compliant medical report must establish
- Fact of injury — the event or exposure actually occurred as described
- Diagnosis — a specific, ICD-coded medical condition
- Causal relationship — a rationalized medical opinion connecting the diagnosis to identified federal work factors
- Work capacity — objective, measurable restrictions on a CA-17 or OWCP-5c
- Period of disability — clear dates supporting the wage loss being claimed
Why claims get denied even when the injury is real
- The narrative says "consistent with" instead of providing a rationalized causal opinion
- No specific work factors are named — just "work-related"
- Restrictions are vague ("light duty") instead of measurable ("no lifting over 15 lbs, no overhead reaching")
- CA-7 wage-loss periods don't match the documented disability dates
- Development-letter deadlines pass without a response
- Pre-existing degenerative findings are noted with no aggravation opinion
The OWCP forms that control your claim
Every FECA benefit is unlocked by a specific form, filed in a specific order, with specific medical evidence attached. Our case management team completes and tracks all of these for you — you do not fill out the paperwork yourself.
| Form | Official name | What it does & when to file |
|---|---|---|
| CA-1 | Federal Employee's Notice of Traumatic Injury and Claim for Continuation of Pay/Compensation | Files a sudden, single-shift injury. File within 30 days of injury to protect your 45 days of Continuation of Pay; the claim itself is generally timely within 3 years. |
| CA-2 | Notice of Occupational Disease and Claim for Compensation | Files a condition that developed over more than one shift — repetitive strain, cumulative spine or joint damage, exposure illness. |
| CA-2a | Notice of Recurrence | Reopens an accepted claim when the original condition worsens or disability returns without a new injury. |
| CA-7 | Claim for Compensation | Requests actual payment for lost wages, leave buy-back, or a schedule award. Filed for each compensation period after COP is exhausted. |
| CA-7a | Time Analysis Form | Itemizes the exact hours claimed on a CA-7. Errors here are a top cause of delayed wage-loss checks. |
| CA-16 | Authorization for Examination and/or Treatment | Issued by your agency, it guarantees payment for initial treatment — typically for up to 60 days — even before the claim is formally accepted. |
| CA-17 | Duty Status Report | Documents your physical work restrictions and drives whether your agency can offer you limited duty. Updated at each visit. |
| CA-20 | Attending Physician's Report | The physician's formal statement of diagnosis, causal relationship, and disability — the medical backbone of the claim. |
| OWCP-5c | Work Capacity Evaluation (Musculoskeletal Conditions) | The detailed functional-capacity form OWCP relies on for return-to-work and loss-of-wage-earning-capacity decisions. |
| OWCP-957 | Medical Travel Refund Request | Reimburses mileage and travel costs for authorized medical appointments. |
How to file a federal workers' compensation claim in Palm Beach Gardens
Here is the exact sequence, and what we handle at each step. Most patients are seen within 24–48 hours of calling.
Report the injury to your agency
Notify your supervisor in writing as soon as possible and request a CA-16 so your initial treatment is guaranteed to be paid. Reporting within 30 days protects your Continuation of Pay eligibility on a traumatic injury.
Register in ECOMP and file CA-1 or CA-2
Federal claims are filed through the DOL's Employees' Compensation Operations & Management Portal (ECOMP). CA-1 for a single-shift traumatic injury; CA-2 for an occupational disease. Our case managers walk you through it line by line.
Get examined by an OWCP-experienced provider
Call us at (561) 782-5868. Our medical team examines you, establishes a specific diagnosis, and produces the CA-20 narrative and CA-17 duty status report that OWCP requires.
Begin treatment
Physical therapy, manual therapy, imaging, and specialist referrals begin under the CA-16 authorization while the claim is being adjudicated. Every visit generates the clinical documentation your case file needs.
Claim your wage loss
Once your 45 days of COP are exhausted, we file CA-7 and CA-7a for each compensation period so your checks are not delayed by hour-accounting errors.
Manage the claim long-term
We track development letters and deadlines, respond to second-opinion exams, update work capacity on the OWCP-5c, coordinate with your agency's injury compensation specialist, and file reconsideration if a decision goes the wrong way.
Already denied? A denial is a decision, not the end.
FECA gives you three post-decision paths: a hearing or review of the written record before the Branch of Hearings and Review (requested within 30 days of the decision), reconsideration by the district office (within one year), and an appeal to the Employees' Compensation Appeals Board. Most denials we see are evidentiary — the file was missing a rationalized causal-relationship opinion. That is a fixable problem. Send us the denial letter and we'll tell you what's missing, free.
Why injured federal workers drive to Palm Beach Gardens
Our clinic sits at 3944 Florida Blvd, Suite 103, Palm Beach Gardens, FL 33410 — minutes from I-95 and Florida's Turnpike at PGA Boulevard, with free parking at the door and a ground-floor, wheelchair-accessible entrance.
Federal employees come to us from across Palm Beach County and the Treasure Coast because very few clinics in South Florida combine three things under one roof: providers who accept and bill DOL directly, case managers who live in ECOMP and the CA forms every day, and hands-on one-on-one physical therapy rather than a rotation through machines.
Communities we serve
Palm Beach Gardens · North Palm Beach · Jupiter · Juno Beach · Palm Beach · West Palm Beach · Riviera Beach · Lake Park · Royal Palm Beach · Wellington · Boynton Beach · Delray Beach · Boca Raton · Tequesta · Hobe Sound · Stuart · Port St. Lucie · Fort Pierce
Work injuries we treat under OWCP
Once your claim is accepted, treatment is real rehabilitation — one-on-one manual therapy, progressive loading, and job-specific return-to-duty conditioning built around the physical demands of your actual federal position.
Back & lumbar injuries
Disc herniation, lumbar strain, facet irritation, and cumulative spine damage from lifting, carrying, and patient handling.
Shoulder injuries
Rotator cuff tears and tendinopathy, impingement, labral injury, and AC joint pain from overhead and repetitive loading.
Knee injuries
Meniscus tears, patellofemoral pain, ligament sprains, and post-surgical rehabilitation.
Neck & cervical injuries
Cervical strain, disc pathology, and radiculopathy from gear load, workstation posture, and trauma.
Sciatica & radiculopathy
Nerve-root pain radiating into the leg from lumbar disc or foraminal involvement.
Hip injuries
Labral pathology, bursitis, and gluteal tendinopathy from prolonged standing, walking routes, and lifting.
Ankle & foot injuries
Sprains, plantar fasciitis, Achilles tendinopathy, and post-fracture rehab — common in carriers and TSOs.
Repetitive strain
Cumulative-trauma conditions of the wrist, elbow, and forearm treated with myofascial release and load management.
Who treats you
Dr. Corbin Pominville, PT, DPT, CSCS
Founder & Lead Physical Therapist · Better Life Physical Therapy & Wellness | Federal Injury Center
- Doctor of Physical Therapy (DPT)
- Licensed Physical Therapist, State of Florida
- Certified Strength & Conditioning Specialist (NSCA)
- Published continuing-education instructor
- Speaker, health-professional conferences
Dr. Corbin founded Better Life after his own experience with debilitating pain as an athlete convinced him that most chronic pain is mistreated at the symptom level. Patients call him "the last chance PT" because so many arrive after other clinics, injections, and imaging have failed to explain what is actually driving their pain.
He leads a multidisciplinary team — MDs, physician assistants, doctors of physical therapy, and dedicated OWCP case managers including federal workers' compensation specialist Amy Troxell — built specifically around injured federal employees. The clinical model is deliberate: the same organization that treats you also controls the documentation your Department of Labor claim depends on, so what happens in the treatment room and what reaches your claims examiner never drift apart.
Read Dr. Corbin's full bio · See patient results
Written and medically reviewed by Dr. Corbin Pominville, PT, DPT, CSCS, Florida-licensed physical therapist.
Published August 17, 2026 · Last reviewed August 17, 2026.
Federal workers' compensation FAQs
What is OWCP?
OWCP is the Office of Workers' Compensation Programs, an agency within the U.S. Department of Labor. Its Division of Federal Employees' Compensation (DFEC) administers the Federal Employees' Compensation Act, which provides medical care and wage-loss benefits to civilian federal employees who are injured or become ill because of their job.
Is OWCP the same thing as federal workers' compensation?
Effectively, yes. "Federal workers' compensation" is the benefit; FECA is the law that creates it; OWCP is the Department of Labor office that administers it. Federal employees use the terms interchangeably, and a claim is often referred to as an "OWCP claim," a "DOL claim," or a "FECA claim."
Can I pick my own OWCP doctor in Palm Beach Gardens?
Yes. Under 5 U.S.C. § 8103 you may initially select your own treating physician. Your agency can send you for an initial exam or request a second opinion, but it cannot force you to keep its physician as your treating provider. If you want to change treating physicians after you've begun care, you submit a written request to your OWCP claims examiner explaining why.
How much does OWCP pay while I'm off work?
For total disability, OWCP pays 66⅔% of your pay rate if you have no eligible dependents, or 75% if you have at least one eligible dependent. For partial disability, compensation is 66⅔% of the difference between your pre-injury pay and your current wage-earning capacity. Before OWCP compensation starts on a traumatic injury, your agency may pay up to 45 days of Continuation of Pay.
What is Continuation of Pay (COP)?
COP is up to 45 calendar days of your regular pay, paid by your employing agency rather than OWCP, after a traumatic injury. You must file a CA-1 within 30 days of the injury to be eligible, and it does not draw down your sick or annual leave. COP does not apply to occupational disease (CA-2) claims.
What will OWCP treatment cost me out of pocket?
Nothing on an accepted claim. Authorized medical care for the accepted condition is billed directly to the U.S. Department of Labor under your case number. There is no copay, no deductible, no coinsurance, and no balance billing to you.
How long do I have to file a federal workers' comp claim?
Generally, a FECA claim must be filed within three years of the date of injury — or, for an occupational disease, within three years of the date you became aware of the condition and its relationship to your federal employment. The deadline can be satisfied earlier if your employer had actual knowledge of the injury within 30 days or written notice was given within 30 days. If you're near or past a deadline, call us — the rules have more nuance than the headline number suggests.
Can I get treatment before my claim is approved?
Yes. A CA-16 issued by your employing agency guarantees payment for initial examination and treatment — typically for up to 60 days — even before OWCP formally accepts the claim. We start care under that authorization so your condition doesn't deteriorate during adjudication.
My claim was denied. What are my options?
You have three post-decision options under FECA: request an oral hearing or a review of the written record before the Branch of Hearings and Review (within 30 days of the decision), request reconsideration by the district office with new evidence or argument (within one year), or appeal to the Employees' Compensation Appeals Board. Most denials are evidentiary rather than final — commonly a missing rationalized medical opinion on causal relationship. Bring us the denial letter and we'll identify the gap at no cost.
My injury built up over years. Can I still file?
Often, yes — that's exactly what a CA-2 occupational disease claim is for. Cumulative conditions like a letter carrier's shoulder, a nurse's low back, or a correctional officer's knees are frequently compensable when the medical evidence links the condition to identified work factors. The filing clock generally runs from when you became aware of both the condition and its work relationship.
Does Florida workers' compensation cover federal employees?
No. Civilian federal employees are covered exclusively under FECA through the U.S. Department of Labor. Florida's state workers' compensation system does not apply to federal employment injuries, and a doctor who takes Florida state comp is not automatically set up to treat and bill an OWCP claim.
Do you file the CA forms for me?
Yes. Our case management team prepares the medical documentation and coordinates CA-1, CA-2, CA-7, CA-7a, CA-16, CA-17, CA-20, and OWCP-5c filings, tracks OWCP development-letter deadlines, and communicates with your agency's injury compensation specialist. You should not be assembling a federal claim file on your own while you're hurt.
Where are you located and what are your hours?
Better Life Physical Therapy & Wellness | Federal Injury Center is at 3944 Florida Blvd #103, Palm Beach Gardens, FL 33410. We're open Monday through Friday 7:00 AM to 7:00 PM and Saturday 8:00 AM to 4:00 PM, closed Sunday. Call (561) 782-5868. Early and late appointments are available specifically so federal employees on shift work can be seen.
Do I need a lawyer for my OWCP claim?
Most federal employees do not need an attorney to file or win an initial FECA claim — claims are decided on medical evidence, not adversarial argument, and OWCP does not use a defense-attorney model the way state systems often do. What claims almost always turn on is the quality of the medical documentation. We are a medical provider and case management team, not a law firm, and we do not provide legal advice; if your situation involves an EEO matter, an MSPB appeal, or a third-party liability claim, an attorney is appropriate.
Get your free federal workers' compensation case review
Tell us what happened and which forms you've filed. We'll tell you where your claim actually stands, what documentation it's missing, and what we can do about it — at no cost and with no obligation. If you've already been denied, bring the letter.
Better Life Physical Therapy & Wellness | Federal Injury Center · 3944 Florida Blvd #103, Palm Beach Gardens, FL 33410 · Mon–Fri 7 AM–7 PM · Sat 8 AM–4 PM
Medical & informational disclaimer
This page is general educational information about the Federal Employees' Compensation Act and the OWCP claims process. It is not medical advice, legal advice, or a guarantee of any claim outcome. Every claim is decided by the U.S. Department of Labor on its own evidence. Benefit rates, deadlines, and procedures described here reflect published DOL guidance; always verify current requirements with OWCP or your agency's injury compensation specialist. Better Life Physical Therapy & Wellness | Federal Injury Center is a medical and rehabilitation provider and is not affiliated with, endorsed by, or an agency of the U.S. Department of Labor.
Primary sources
- U.S. Department of Labor — Federal Employees' Compensation Act, 5 U.S.C. §§ 8101–8193 (§ 8103 choice of physician; § 8105–8106 compensation rates; § 8107 schedule award; § 8118 continuation of pay; § 8122 time for filing)
- U.S. Department of Labor — FECA Frequently Asked Questions
- U.S. Department of Labor — FECA Procedure Manual, Part 2 (Continuation of Pay, Schedule Awards, Compensation Claims)
- U.S. Department of Labor — ECOMP claim filing portal
