What is an OWCP Narrative?

An OWCP narrative is a written explanation of what happened at work, how it affected your health, and why it matters. It helps connect your symptoms to your job so your claim can be approved.

How do I know if I qualify for OWCP?

You qualify if you’re a federal employee, have a diagnosed condition or injury, and can show it was caused or worsened by your job.

Is a mental health issue covered by OWCP?

Yes, OWCP can cover mental health conditions if they are caused or made worse by your federal job. You’ll need a doctor’s diagnosis and proof it’s work-related.

What if I don’t have workers compensation?

OWCP only covers federal employees. If you’re not federal, you may need to go through your state workers’ comp or other benefits.

What forms do I need to start my case?

You’ll need to file either Form CA-1 (for a traumatic injury) or Form CA-2 (for an occupational disease) to begin a claim.

Do I still get paid if I can’t work because of my injury?

If your injury is accepted, OWCP can pay for lost wages using Form CA-7. You’ll need medical evidence showing you cannot work.

Can I choose my own doctor for treatment?

Yes, generally you can use your own qualified medical provider, as long as they are consistent with OWCP’s requirements and provide evidence supporting your claim.

Can I go back to work with restrictions?

If your doctor gives work restrictions, you may be offered limited or light duty tasks that match those restrictions.

Do I need a lawyer or representative to handle my claim?

No, not always. You can file and manage your claim on your own, though a lawyer or representative may help in complex cases or appeals.

What kind of injuries are treated by physical therapy?

Physical therapy treats sprains, strains, joint pain, back and neck pain, sports injuries, work injuries, and post-surgery recovery.

How can physical therapy help with repetitive motion injuries?

Physical therapy treats the root cause of RSIs by addressing muscle imbalances, posture issues, and ergonomic strain. It restores strength and function while preventing future injury.

When should you start physical therapy?

Right after an injury, or even before, to prevent problems, improve performance, and speed recovery.

Can physical therapy be done at home if I can’t get to a clinic?

Yes! Many therapists offer in-home sessions for comfort and convenience. Plans are tailored to help you feel stronger and more confident.

How does physical therapy help with chronic pain?

It targets the root cause with exercises, hands-on care, and posture training—reducing pain naturally.

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Learn what vocational rehabilitation is and how injured federal workers with permanent disabilities can qualify for free job retraining and placement services from OWCP.

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